Calculate net pay after federal and state taxes, FICA (Social Security & Medicare), and other deductions. Includes all 50 states with accurate state income tax calculations.

Payroll & Tax Details

Please enter valid positive numbers for all fields.

Pay Frequency:

Gross Pay ($):

Filing Status:

State:

401(k) / Retirement Contribution ($):Pre-tax deduction (lowers taxable income)

Health Insurance Premium ($):Pre-tax deduction

Payroll Summary:

Enter payroll details and click "Calculate Net Pay"

Understanding Payroll & Tax Deductions

💰 How Net Pay is Calculated

Net pay (take-home pay) is calculated by subtracting all taxes and deductions from gross pay:

Net Pay = Gross Pay - (Federal Income Tax + FICA + Medicare + State Tax + Pre-tax Deductions)

📊 Federal Tax Rates & Limits

Federal Tax Brackets
Taxable Income	Tax Rate
$0 - $11,600	10%
$11,601 - $47,150	12%
$47,151 - $100,525	22%
$100,526 - $191,950	24%
$191,951 - $243,725	32%
$243,726 - $609,350	35%
Over $609,350	37%

FICA (Social Security): 6.2% on income up to $168,600
Medicare: 1.45% on all income (additional 0.9% for income over $200,000 single)
Standard Deduction: Single $14,600 | Married $29,200 | Head of Household $21,900

📊 States With No Income Tax

Nine states have no personal state income tax:
Alaska, Florida, Nevada, New Hampshire (no tax on wages), South Dakota, Tennessee, Texas, Washington, Wyoming.

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